Comprehensive Experience

Creative Solutions.  Primary PhysicianCare offers consulting services to plan, implement and manage all forms of employee benefit plans and other benefit programs.  Our expert staff with decades of experience in all areas of the benefits industry can create solutions that meet any benefits needs.

Primary PhysicianCare provides these and other benefit plan consulting services:

• Consultative and strategic plan design analysis
• Health and welfare plan and qualified plan brokerage
• Renewal pricing evaluation and plan cost forecasting
• Medical stop-loss, IBNR, and reserve calculations
• Healthcare cost containment strategies
• ERISA-compliant master plan documents with updates
• Section 125 plan document
• Summary plan descriptions
• Spanish translation
• DOL audit support
• HIPAA policy and procedures manual templates
• Blanket HIPAA privacy policy
• Medical claims analysis and individual predictive modeling
• Actuarial consulting: medical, retiree medical
• Work site marketing programs and voluntary product placement
• Executive compensation and benefits planning
• Customized employee benefits website and document library
• Web-based employee enrollment systems (coming soon!)
• Monthly benefits and HR updates and legislative articles

Group Life and Ancillary Products

Valuable Enhancements.  With employee out-of-pocket expenses increasing dramatically in recent years, ancillary benefits can significantly increase overall satisfaction with an employee benefit plan.  These competitively-priced benefits—such as life insurance, short-term and long-term disability, AD&D, cancer policies and employee assistance programs—greatly enhance the overall benefit plan and help to retain and to attract talented employees.  As a fully-licensed brokerage firm, we provide these and other ancillary lines, placed with premium-rated insurance company partners; or we can work directly with your broker or consultant.  We also can provide consolidated billing services for all benefit lines of coverage.  Some ancillary offerings include:

• Group term life insurance
• Short-term disability
• Long-term disability
• AD&D
• Cancer policies
• Employee assistance programs